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Our Management Team

Raf Joseph Hallak

Director, Executive Financial Advisor

For over a decade Raf Hallak has been at the pinnacle of private wealth in Australia. 


Offering high quality advice to individuals and families across the country, through meticulous application of his expert knowledge, which guides his clients on building strong pillars of financial management, wealth and family succession strategies. 


Raf has worked in some of the largest financial institutions such as Macquarie Group and BT Financial Group, during this time Raf honed his skills around offering private wealth advice that people required and gained top tier value through. 


Based on the need to offer clients a broad range of investments and options that suited the boutique private wealth market, Raf founded Lloyd Private Wealth which has given him the opportunity to further develop his clients portfolios, across a full suite of products and services.


Raf believes in giving only the best offering for his valuable clients, that are customised for their individual needs.


  • BBus (Acc & Fin) - University of Technology Sydney

  • AFP - FPA of Australia (329087)

  • Tax Adviser - Tax Practitioners Board (25958343)


Kathy Fraser

Client Services Coordinator

Kathy has worked in various financial planning office roles. 


From executive personal assistant to paraplanning and administration, Kathy has worked for a number of large financial institutions. 


For over two decades, Kathy has worked with a range of high quality private advisers which brings a wealth of experience to the Lloyd Private Wealth team. 


Kathy has worked in both Sydney and Melbourne and currently resides on Sunshine Coast Queensland.


The core areas of Kathy’s expertise include,  diary management; coordinating conferences, organising travel, correspondence and liaising with customers and staff. 


Kathy has been a qualified Paraplanner in since 2002, however recently she has stepped back from paraplanning to focus on her passion for client engagement in her current role of Client services coordinator.


Wisam Sarayeldin

Executive Financial Planner

Wisam is one of the co-founding partners of Lloyds Wealth Management and is an experienced adviser specialising in, Retirement planning, superannuation, portfolio construction, investment advice and wealth protection strategies.


Wisam has over 10 years experience in financial services, previously working within the Westpac group, BT Advice as a financial adviser since 2012.

Wisam is very passionate about advice, building strong trusted relationships with his clients, helping them plan for a better future. 

Wisam has a Bachelor's degree In Business and Commerce,
Majoring in financial planning, an advanced diploma of financial services (Financial Planning) and is a member of the Financial Planning Association of Australia (FPA).

Outside of work, Wisam loves spending time with his partner, enjoys many sports and learning new skills. He is an avid supporter of Arsenal football club and loves his Rugby League. 


  • Bachelor of Business and Commerce (Applied Finance)
    Advance Diploma in Financial Planning

  • AFP - FPA of Australia (358021)


Julian Bejjani

Junior Associate

Julian has a passion for business and is currently completing his university degree being a bachelor of business, majoring in finance.

He is dedicated to build his career in finance working with experts in the industry to understand what clients needs are and most of all, building a successful business.


Julian is working within administration at Lloyds Private Wealth and looks forward to learning all he can during his time here.


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